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Joined 7 months ago
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Cake day: July 5th, 2024

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  • I think they’re in order of importance.

    But only you know if you can cut or not. like, are you at the point where you need to live in your car or sleep at the office or could you just buy bulk rice and beans and keep your nice comfy bed.

    And the most important part about cutting your spending, that he fails to mention, is putting those savings into an income stream like dividend stocks or a high interest savings account. Money sitting in a checking account is losing value every day.

    Everything ties back into the first point, dependency on a single wage is the entire problem people are having.